For years, I invested in index funds like everyone told me to. Low fees, diversified, simple. And they performed great.
After selling my last company for $250M+, I realized I needed to understand advanced investment strategies at a deeper level.
That's when I discovered direct indexing - a strategy that gives you the same returns as index funds but with massive tax advantages.
Through research, working with top investment advisors, and moving seven figures of my own money, I learned that high earners could potentially save tens of thousands in taxes annually through direct indexing.
I spent months studying tax-loss harvesting, provider evaluation, and optimization techniques to understand what was actually possible.
Now I want to share what I've learned so you don't have to spend years figuring this out on your own.
In this course, I'll teach you the direct indexing strategies and systems I've developed for investment optimization.
Many high earners work with financial advisors and investment professionals, and that's great.
(In fact, we'll even connect you with vetted providers and share exclusive platform offers.)
But it's valuable to understand the strategies yourself first.
When you understand direct indexing, you can have better conversations with professionals and make more informed decisions.
This educational approach focuses on explaining the concepts and strategies developed through extensive research and experience.
You'll learn the knowledge gained through years of optimization so you can understand these strategies too.
We get it. Traditional investing feels broken.
You work your ass off all year, make great money, and stuff it into index funds like you're supposed to. But then tax season rolls around and you realize you're leaving tens of thousands on the table.
You probably feel like there's some secret strategy the ultra-wealthy are using that you're not invited to. You've heard whispers about "tax-loss harvesting" but your broker just tells you to buy more VTI.
Meanwhile, your wealthy friends casually mention how they "harvested six figures in losses" last year while their portfolios still went up, and you're sitting there wondering what magic they're talking about.
We've been there.
Here's what nobody tells you: Index funds are amazing for returns, but terrible for taxes.
When you own an index fund, you get whatever tax consequences the fund gives you. Good year? Bad year? Doesn't matter. You're stuck with whatever gains or losses the fund decides to distribute.
But what if I told you there's a way to get the exact same returns as the S&P 500... but with potentially massive tax advantages?
It's called direct indexing.
Instead of owning one fund, you own all 500 individual stocks. Same returns. But now you can harvest tax losses at the individual stock level while maintaining index performance.
Let me give you an example...
Say the S&P 500 is up 10% this year. Your index fund investor is happy but has zero tax losses to use. But the direct indexing investor? Even though their portfolio is also up 10%, they might have harvested $50,000 in tax losses from individual stocks that went down.
Same performance. Massive tax advantage.
Now here's the catch - this strategy has been reserved for ultra-high-net-worth clients at private banks who pay 1%+ in fees. The technology wasn't good enough for regular people.
But that's finally changed.
The technology now exists for investors with $100,000+ to access these same strategies.
In this course, I'll show you exactly how direct indexing works, how to evaluate providers, and what I've learned from moving seven figures of my own money into this strategy.
You'll understand why I stopped buying index funds and how you can potentially save thousands in taxes annually while getting the same market returns.
This course is designed for high earners investing $100,000+ who want to learn about direct indexing strategies and tax-loss harvesting techniques to optimize their investment portfolios.
Yes! If you're not satisfied with the educational content and don't feel you learned valuable direct indexing strategies, we'll refund you 100% of your purchase within 30 days. No questions asked.
I'm Ankur Nagpal, founder of Silly Money and Carry, and the entrepreneur who sold my last business for $250M+. I've learned advanced direct indexing strategies through working with top investment professionals and implementing them across multiple portfolios.
Silly Money is an educational platform focused on helping people make smarter financial decisions. We provide educational content about personal finance, taxes, and investment strategies for entrepreneurs, professionals, and anyone looking to optimize their financial life.
Direct indexing works best with portfolios of $100,000 or more. While the strategies can work with smaller amounts, the tax benefits and complexity make it most valuable for larger investment amounts. The course covers the minimum thresholds in detail.
Tax savings vary significantly based on your portfolio size, tax bracket, and situation. In the course example, someone with a $500,000 portfolio could potentially harvest $25,000+ in tax losses annually. Your results will depend on your specific circumstances.
For $17, you could get a fast food meal, a coffee subscription for a week, or a magazine. But none of those will teach you the strategies that could help you save thousands in taxes annually. This course is designed to pay for itself many times over with optimized investment management.
No, this course is educational and designed to help you understand direct indexing strategies better. You should still work with qualified financial professionals to implement these strategies. However, understanding these concepts will help you have better conversations with your advisor.
If you're not satisfied with the educational content and don't feel you learned valuable direct indexing strategies, we'll refund you 100% of your purchase. No questions asked.
*Disclaimers: This course is for educational purposes only and does not constitute investment, tax, legal, or professional advice. Investment decisions involve risk, including the loss of principal. Tax-loss harvesting results are estimates and not guaranteed. Please consult with qualified financial and tax professionals before implementing any strategies.