SENT! ONE MORE STEP: DO NOT EXIT
Ankur Nagpal
← ANKUR NAGPAL $250M+ FOUNDER

UNLOCK THE VIDEOS: TAX STRATEGIES TO POTENTIALLY TRIPLE YOUR AFTER-TAX CASH RETURNS

You will be purchasing educational materials, not investment advice

Stop leaving money on the table with traditional savings accounts.

This comprehensive video course walks you step-by-step through advanced money market strategies and live tax-equivalent calculations that could potentially triple your after-tax cash returns, especially if you're a high earner in a high-tax state.

"Ankur puts out really good content. He's one of my top three follows on X. Just very tactical and practical."

Alex Hormozi
ALEX HORMOZI
FOUNDER, ACQUISITION.COM

"Ankur came from nothing and sold a company for $250 million. If you are building something today, you will want to listen to him."

Codie Sanchez
CODIE SANCHEZ
CEO, CONTRARIAN THINKING

"Ankur's the man! He will teach you money tips nobody really teaches you. I could talk to him about anything but I want him to teach me about taxes."

Shaan Puri
SHAAN PURI
HOST, MY FIRST MILLION

WHAT YOU'LL LEARN IN THIS COURSE

01

THE HIDDEN PROBLEM WITH YOUR CASH

Discover why high-yield savings accounts might not be as good as they seem and learn about the tax drag that could be costing you thousands annually

02

MONEY MARKET FUNDS & TAX BENEFITS

Treasury funds, Municipal bonds, and the tax advantages that could potentially triple your after-tax cash returns

03

TAX-EQUIVALENT YIELD CALCULATIONS

Watch live calculations for different income levels and states, with real examples showing how $100K in cash could earn $1,400+ more annually

04

YOUR 4-STEP IMPLEMENTATION PLAN

Learn the process to find optimal funds, calculate your returns, evaluate options, and monitor your strategy over time

PLUS 3 BONUS MATERIALS WITH YOUR PURCHASE TODAY

BONUS
🧮

Interactive Tax-Equivalent Yield Calculator

Instantly calculate your potential returns based on your tax bracket and state.

BONUS
📊

Provider Comparison Matrix

Compare fund options across major brokerages to find the best fit for you.

BONUS
📋

Cash Optimization Worksheet

Step-by-step checklist to implement and track your cash strategy.

HOW I FOUND I WAS BEING SCREWED BY MY HIGH YIELD SAVINGS ACCOUNT

For years, I thought a high-yield savings account was the only smart move for cash. Three, maybe four percent? Better than nothing, right?

After selling Teachable for $250M+, I realized there might be ways to potentially improve those returns through tax-aware strategies.

That's when I dove deep into money market funds and tax-equivalent yield calculations.

Through research and working with financial professionals, I discovered strategies that could potentially help high earners get better after-tax yields on cash.

What I learned was that with the right knowledge, you could potentially turn a 2.2% after-tax return into 3.6% or more.

For someone holding $100,000 in cash, that's potentially $1,400+ more per year.

Now I want to share what I've learned so you don't have to spend months figuring this out on your own.

In this course, I'll teach you the strategies and calculations I've researched for optimizing cash returns.

AFTER-TAX YIELD COMPARISON
2.5%
3.6%
4.1%
4.5%
POTENTIALLY 80% MORE AFTER-TAX RETURN*

*Results vary on a case-by-case basis based on investor goals. Certain strategies may work better for different situations.

WHERE COULD JUSTIN PARK HIS $100,000?

Justin from New York
THEORETICAL EXAMPLE

Meet Justin

📍 Lives in New York
💰 Makes $200,000/year
💳 Has $100,000 in cash
🏦
Checking Account
$6
After taxes
0.01% yield
📈
High-Yield Savings
$2,700
After taxes
4.5% yield (2.7% after tax)
🎯
NY Muni Money Market
$3,600
After taxes
3.6% yield
TAX-FREE!
By switching from HYSA to NY Muni MMF, Justin could save an extra $900/year
And that's just one strategy he could use to be smarter with his cash!

CASH MANAGEMENT FACTS FOR HIGH EARNERS

$1,400+
Potential Annual Savings on $100K
The difference between optimized and traditional cash management for high earners
40-50%
Tax Rate on Interest Income
Combined federal and state tax rates that high earners pay on traditional savings interest
0%
Federal Tax on Muni Fund Interest
Municipal money market funds are exempt from federal income taxes
0%
State Tax on Treasury Funds
Treasury money market funds are exempt from state and local taxes
13.3%
California's Top Tax Rate
High-tax states like California make tax-aware strategies even more valuable
24-48hrs
Money Market Fund Liquidity
Typical settlement time for accessing your money from money market funds

LEARN CASH OPTIMIZATION WITHOUT THE COMPLEXITY

Many high earners work with financial advisors, and that's great.

But it's valuable to understand the basics yourself first.

When you understand cash management strategies, you can have better conversations with professionals and make more informed decisions.

This educational approach focuses on explaining the concepts and calculations developed through extensive research and experience.

You'll learn the knowledge gained through years of study so you can understand these strategies too.

This teaching approach covers
1Hidden tax costs of traditional savings accounts
2Money market fund types: Treasury, National Muni, State-specific
3Tax-equivalent yield calculation methods
44-step implementation and monitoring process
5Risk considerations and trade-offs

COMPLETE COURSE BREAKDOWN

Cash Management
MODULE 1

THE HIDDEN PROBLEM WITH YOUR CASH

  • Discover why high-yield savings accounts might not be as good as they seem
  • Learn about the tax drag on traditional cash returns
  • Introduction to money market mutual funds and their potential advantages
  • Understand Treasury funds and their state tax exemption benefits
  • Explore municipal funds and their federal tax advantages
  • Important trade-offs and risk considerations to understand
MODULE 2

TAX-EQUIVALENT YIELD - THE MATH THAT MATTERS

  • Watch live calculations for different income levels and states
  • See exactly how someone with $100K in cash could earn $1,400+ more annually
  • Follow along with real-time examples from NY, CA, and TX scenarios
  • Understand the precise formulas with visual walkthroughs
  • Learn the advanced nuances like AMT considerations and state-specific exemptions
  • Master the calculator tool with guided practice examples
Tax Calculations
Action Plan
MODULE 3

YOUR 4-STEP ACTION PLAN

  • Step 1: Find the right fund options at your brokerage
  • Step 2: Calculate your tax-equivalent yield for each option
  • Step 3: Evaluate and decide based on your situation
  • Step 4: Monitor and adjust as rates and tax situations change
  • Real examples from major brokerages (Vanguard, Fidelity, Schwab)
  • Implementation reality and ongoing maintenance considerations

START LEARNING THESE CASH OPTIMIZATION STRATEGIES TODAY

$57 → $17

HEY! I'M ANKUR 👋

I'm an entrepreneur and sold my last business for $250M+.

Through my entrepreneurial journey, I've learned a lot about cash management and tax optimization strategies for high earners.

I've researched money market funds, worked with financial professionals, and developed systems for potentially improving after-tax cash returns.

Now I want to share what I've learned with other high earners and professionals so you can understand these strategies too.

Ankur Nagpal

FAQ

WHO IS THIS COURSE FOR? +

This course is designed for high earners, professionals in high-tax states, and anyone holding significant cash ($50,000+) who wants to learn about tax-aware cash management strategies using money market funds. If you're in a high tax bracket and want to understand how to potentially improve your after-tax cash returns, this course is for you.

IS THERE A MONEY BACK GUARANTEE? +

Yes! If you're not satisfied with the educational content and don't feel you learned valuable cash management strategies, we'll refund you 100% of your purchase within 30 days. No questions asked.

WHO IS ANKUR NAGPAL? +

I'm Ankur Nagpal, founder of Silly Money and the entrepreneur who sold Teachable for $250M+. I've learned cash management optimization strategies through my own journey as a high earner and now teach these concepts to help other professionals maximize their returns.

WHAT IS SILLY MONEY? +

Silly Money is an educational platform focused on helping people make smarter financial decisions. We provide educational content about personal finance, taxes, and investment strategies for entrepreneurs, professionals, and anyone looking to optimize their financial life.

DO I NEED A LARGE AMOUNT OF CASH TO BENEFIT FROM THIS? +

The strategies tend to make the most mathematical sense for people holding $50,000 or more in cash and those in high tax brackets. However, the educational content is valuable for anyone wanting to understand tax-aware cash management principles.

WHAT'S THE POTENTIAL IMPACT ON $100,000 IN CASH? +

If you're holding $100,000 in cash and in a high tax bracket, the strategies taught in this course could potentially help you earn $1,400+ more per year in after-tax returns. Over 5 years, that's potentially $7,000+ in additional returns just from being smarter about where you park your cash.

WHAT ELSE CAN I BUY FOR $17? +

For $17, you could get a lunch at a decent restaurant, a couple of coffees, or maybe a magazine. But none of those will teach you strategies that could potentially improve your cash returns for years to come. This course is designed to pay for itself many times over with just one implementation.

WHAT STATES HAVE THE HIGHEST TAX RATES? +

The states with the highest income tax rates include California (13.3%), Hawaii (11%), New York (10.9%), New Jersey (10.75%), and Oregon (9.9%). If you live in these high-tax states, the strategies in this course become even more valuable because the tax savings on interest income can be substantial.

INCLUDES A 30-DAY, 100% MONEY-BACK GUARANTEE

If you're not satisfied with the educational content and don't feel you learned valuable cash management strategies, we'll refund you 100% of your purchase. No questions asked.

*Disclaimers: This course is for educational purposes only and does not constitute investment, legal, tax, or professional advice. Money market funds are investment products, not bank deposits, and may lose value. Returns are not guaranteed and will vary based on market conditions, tax brackets, and individual circumstances. Past performance does not guarantee future results. Please consult with qualified professionals before making investment decisions.

Get Started Now For $17