Stop leaving money on the table with traditional savings accounts.
This comprehensive video course walks you step-by-step through advanced money market strategies and live tax-equivalent calculations that could potentially triple your after-tax cash returns, especially if you're a high earner in a high-tax state.
"Ankur puts out really good content. He's one of my top three follows on X. Just very tactical and practical."
"Ankur came from nothing and sold a company for $250 million. If you are building something today, you will want to listen to him."
"Ankur's the man! He will teach you money tips nobody really teaches you. I could talk to him about anything but I want him to teach me about taxes."
Discover why high-yield savings accounts might not be as good as they seem and learn about the tax drag that could be costing you thousands annually
Treasury funds, Municipal bonds, and the tax advantages that could potentially triple your after-tax cash returns
Watch live calculations for different income levels and states, with real examples showing how $100K in cash could earn $1,400+ more annually
Learn the process to find optimal funds, calculate your returns, evaluate options, and monitor your strategy over time
Instantly calculate your potential returns based on your tax bracket and state.
Compare fund options across major brokerages to find the best fit for you.
Step-by-step checklist to implement and track your cash strategy.
For years, I thought a high-yield savings account was the only smart move for cash. Three, maybe four percent? Better than nothing, right?
After selling Teachable for $250M+, I realized there might be ways to potentially improve those returns through tax-aware strategies.
That's when I dove deep into money market funds and tax-equivalent yield calculations.
Through research and working with financial professionals, I discovered strategies that could potentially help high earners get better after-tax yields on cash.
What I learned was that with the right knowledge, you could potentially turn a 2.2% after-tax return into 3.6% or more.
For someone holding $100,000 in cash, that's potentially $1,400+ more per year.
Now I want to share what I've learned so you don't have to spend months figuring this out on your own.
In this course, I'll teach you the strategies and calculations I've researched for optimizing cash returns.
*Results vary on a case-by-case basis based on investor goals. Certain strategies may work better for different situations.
Many high earners work with financial advisors, and that's great.
But it's valuable to understand the basics yourself first.
When you understand cash management strategies, you can have better conversations with professionals and make more informed decisions.
This educational approach focuses on explaining the concepts and calculations developed through extensive research and experience.
You'll learn the knowledge gained through years of study so you can understand these strategies too.
This course is designed for high earners, professionals in high-tax states, and anyone holding significant cash ($50,000+) who wants to learn about tax-aware cash management strategies using money market funds. If you're in a high tax bracket and want to understand how to potentially improve your after-tax cash returns, this course is for you.
Yes! If you're not satisfied with the educational content and don't feel you learned valuable cash management strategies, we'll refund you 100% of your purchase within 30 days. No questions asked.
I'm Ankur Nagpal, founder of Silly Money and the entrepreneur who sold Teachable for $250M+. I've learned cash management optimization strategies through my own journey as a high earner and now teach these concepts to help other professionals maximize their returns.
Silly Money is an educational platform focused on helping people make smarter financial decisions. We provide educational content about personal finance, taxes, and investment strategies for entrepreneurs, professionals, and anyone looking to optimize their financial life.
The strategies tend to make the most mathematical sense for people holding $50,000 or more in cash and those in high tax brackets. However, the educational content is valuable for anyone wanting to understand tax-aware cash management principles.
If you're holding $100,000 in cash and in a high tax bracket, the strategies taught in this course could potentially help you earn $1,400+ more per year in after-tax returns. Over 5 years, that's potentially $7,000+ in additional returns just from being smarter about where you park your cash.
For $17, you could get a lunch at a decent restaurant, a couple of coffees, or maybe a magazine. But none of those will teach you strategies that could potentially improve your cash returns for years to come. This course is designed to pay for itself many times over with just one implementation.
The states with the highest income tax rates include California (13.3%), Hawaii (11%), New York (10.9%), New Jersey (10.75%), and Oregon (9.9%). If you live in these high-tax states, the strategies in this course become even more valuable because the tax savings on interest income can be substantial.
If you're not satisfied with the educational content and don't feel you learned valuable cash management strategies, we'll refund you 100% of your purchase. No questions asked.
*Disclaimers: This course is for educational purposes only and does not constitute investment, legal, tax, or professional advice. Money market funds are investment products, not bank deposits, and may lose value. Returns are not guaranteed and will vary based on market conditions, tax brackets, and individual circumstances. Past performance does not guarantee future results. Please consult with qualified professionals before making investment decisions.