SENT! ONE MORE STEP: DO NOT EXIT
Ankur Nagpal
← ANKUR NAGPAL $250M+ FOUNDER

UNLOCK THE VIDEOS: STEP-BY-STEP PLAYBOOK TO LEGALLY SHIELD UP TO $70K FROM TAXES IN YOUR SOLO 401K THIS YEAR

You will be purchasing educational materials, not investment advice

Stop leaving thousands on the table with basic retirement accounts.

This comprehensive video course walks you step-by-step through advanced Solo 401k contribution strategies and live IRS compliance calculations that could potentially help you maximize up to $70,000 in annual retirement contributions, especially if you're self-employed or a 1099 contractor.

Alex Hormozi
ALEX HORMOZI
FOUNDER, ACQUISITION.COM

"Ankur puts out really good content. He's one of my top three follows on X. Just very tactical and practical."

Codie Sanchez
CODIE SANCHEZ
CEO, CONTRARIAN THINKING

"Ankur came from nothing and sold a company for $250 million. If you are building something today, you will want to listen to him."

Shaan Puri
SHAAN PURI
HOST, MY FIRST MILLION

"Ankur's the man! He will teach you money tips nobody really teaches you. I could talk to him about anything but I want him to teach me about taxes."

WHAT YOU'LL LEARN IN THIS COURSE

01

THE $70,000 SECRET & QUALIFICATION

Discover the most powerful retirement account for self-employed individuals, the simple 10-second qualification test, and why your CPA probably hasn't mentioned this yet

02

THE CONTRIBUTION FORMULA THAT CHANGES EVERYTHING

Learn the exact dual contribution system (employee + employer) to maximize up to $70,000, with live calculations for sole props, LLCs, and S-Corps at different income levels

03

MEGA BACKDOOR ROTH REVELATION

Master the IRS-approved "loophole" that lets you get up to $70,000 into tax-free Roth accounts annually—3X the normal Roth 401k limit—with step-by-step execution

04

SOLO 401K LOANS & SELF-DIRECTED INVESTING

Access up to $50,000 tax-free from your account for real estate, business expansion, or emergencies. Plus learn how to invest in crypto, startups, and alternative assets

05

THE 7-DAY SETUP SPRINT & IRS COMPLIANCE

Complete implementation roadmap from EIN to first contribution, plus the one form (5500-EZ) that keeps the IRS happy and avoids $1,000/day penalties

PLUS 4 BONUS MATERIALS WITH YOUR PURCHASE TODAY

BONUS
🧮

Interactive Contribution Calculator

Calculate your exact maximum contribution based on business structure and income level.

BONUS
📋

7-Day Setup Sprint Checklist

Day-by-day action items to go from zero to fully functional Solo 401k in one week.

BONUS
📊

Provider Selection Framework

Learn what features to evaluate and questions to ask when choosing your Solo 401k provider.

BONUS
📄

Form 5500-EZ Walkthrough

Step-by-step breakdown of the one form that keeps the IRS happy and avoids $1,000/day penalties.

I WAS LEAVING $40,000+ ON THE TABLE EVERY YEAR (AND DIDN'T EVEN KNOW IT)

When I started my entrepreneurial journey, I didn't understand retirement savings optimization at all.

After building and selling a company for $250M, I realized how much I was potentially leaving on the table with traditional retirement accounts.

That's when I dove deep into Solo 401k strategies and IRS regulations.

Through research, working with tax professionals, and my own experience, I developed a systematic approach to Solo 401k optimization.

What I learned was that with the right knowledge and setup, self-employed individuals can potentially contribute significantly more than traditional IRAs allow.

I spent countless hours studying contribution calculations, Roth conversion strategies, and IRS compliance requirements.

Now I want to share what I've learned so you don't have to spend years figuring this out on your own.

In this course, I'll teach you the strategies and knowledge I've gained through my own Solo 401k journey.

2025 RETIREMENT CONTRIBUTION COMPARISON
$7k
$8k
$23.5k
$70k
$46.5k
Employer
$23.5k
Employee
Employee Contribution ($23.5k)
Employer Contribution ($46.5k)
UP TO 10X MORE SAVINGS*

HOW MUCH COULD JUSTIN CONTRIBUTE AS A FREELANCER?

Justin the freelancer
THEORETICAL EXAMPLE

Meet Justin

💼 Freelance Consultant
💰 Makes $120,000/year
🏡 Single-Member LLC
📋
Traditional IRA
$7,000
Annual Limit
Standard IRA contribution
📈
SEP IRA
$22,000
Annual Limit
~20% of net income
🎯
Solo 401k
$45,500
Annual Limit
Employee + Employer contributions
6X MORE!
By switching from a Traditional IRA to a Solo 401k, Justin could contribute an extra $38,500/year
Over 20 years at 7% returns, that difference could be worth over $1.5 million!

SOLO 401K FACTS AND STATISTICS FOR HIGH EARNERS

$70,000
Maximum Total Contributions for 2025
The highest potential retirement contribution limit available to self-employed individuals
58 Million
Americans Work as Independent Contractors
36% of employed Americans identify as independent workers, up from 27% in 2016
Only 16%
Self-Employed Contributing to Retirement
Down from 48% in 1998, showing the retirement savings gap for entrepreneurs
10x
Higher Than Traditional IRA Limits
Solo 401k allows up to $70k vs $7k IRA limit for maximum retirement savings
$1.27T
Freelancer Economic Contribution
Total earnings contributed to the U.S. economy by freelancers in 2023
$11,250
Enhanced Catch-Up for Ages 60-63
New 2025 provision allowing additional retirement contributions for those nearing retirement

LEARN SOLO 401K OPTIMIZATION WITHOUT THE COMPLEXITY

Understanding these strategies can help you make informed decisions about your retirement savings and potentially work more effectively with financial professionals.

When you understand Solo 401k fundamentals, you can potentially optimize your retirement contributions within IRS guidelines.

Many entrepreneurs work with financial advisors, and that's great.

But it's valuable to understand the basics yourself first.

When you understand Solo 401k strategies, you can have better conversations with professionals and make more informed decisions.

This educational approach focuses on explaining the concepts and systems developed through extensive research and experience.

You'll learn the knowledge gained through years of study so you can understand these strategies too.

This teaching approach covers
1Employee-employer contribution dynamics and up to $70K potential maximization
2Mega Backdoor Roth using after-tax non-Roth contributions
3Strategic borrowing up to $50,000 from your account
4Self-directed investing and prohibited transaction rules
5Form 5500-EZ compliance and penalty considerations

COMPLETE COURSE BREAKDOWN

Contribution Calculations
MODULE

HOW TO CONTRIBUTE UP TO $70,000 A YEAR

  • Master the employee-employer contribution dynamic and dual role strategy
  • Learn exact formulas for S-Corps, sole proprietors, and single-member LLCs
  • Coordinate contributions when you have both Solo 401k and employer 401k
  • Calculate catch-up contributions and enhanced limits for ages 60-63
  • Avoid common mistakes like using gross vs. net income calculations
MODULE

THE STRATEGY NOBODY TALKS ABOUT (MEGA BACKDOOR ROTH)

  • Discover after-tax non-Roth contributions beyond the $23,500 employee limit
  • Master in-plan conversions to maximize Roth savings within the $70k limit
  • Understand cash flow requirements and who this advanced strategy works for
  • Navigate plan document requirements and provider limitations
  • Calculate long-term tax-free wealth accumulation potential
Mega Backdoor Roth
Solo 401k Loans
MODULE

BORROWING FROM YOUR SOLO 401K

  • Borrow up to $50,000 or 50% of account balance with no credit check
  • Understand how paying interest to yourself creates a unique advantage
  • Navigate repayment terms, quarterly payment requirements, and early payoff options
  • Identify strategic use cases: real estate, business expansion, and bridge financing
  • Avoid deemed distributions and understand the risks of plan termination
MODULE

INVESTING IN REAL ESTATE, CRYPTO, STARTUPS, AND MORE

  • Unlock self-directed investing in real estate, cryptocurrency, and private equity
  • Master prohibited transaction rules to avoid disqualifying your entire account
  • Navigate UBIT taxes on leveraged real estate and active business income
  • Understand documentation requirements and fiduciary responsibilities
  • Evaluate when alternative investments make sense vs. traditional portfolios
Real Estate Investment
IRS Compliance
MODULE

IRS COMPLIANCE AND REQUIREMENTS

  • Master Form 5500-EZ filing requirements and the critical $250,000 threshold
  • Understand your role as plan administrator and fiduciary responsibilities
  • Learn about penalty structures and available relief programs for late filings
  • Maintain proper documentation for contributions, distributions, and investments
  • Establish systems for ongoing compliance and professional guidance

START LEARNING THESE SOLO 401K STRATEGIES TODAY

$97 → $27

HEY! I'M ANKUR 👋

I'm an entrepreneur and sold my last business for $250M+.

Through my entrepreneurial journey, I've learned a lot about Solo 401k optimization and retirement planning for self-employed individuals.

I've worked with tax professionals, studied IRS regulations, and developed systems for maximizing retirement contributions within legal guidelines.

Now I want to share what I've learned with other entrepreneurs and freelancers so you can understand these strategies too.

Ankur Nagpal

FAQ

WHO IS THIS COURSE FOR? +

This course is designed for self-employed individuals, 1099 contractors, single-member LLC owners, and side hustle entrepreneurs who want to learn about Solo 401k optimization. If you have self-employment income and want to understand how to potentially maximize retirement contributions, this course is for you.

IS THERE A MONEY BACK GUARANTEE? +

Yes! If you're not satisfied with the educational content and don't feel you learned valuable strategies, we'll refund you 100% of your purchase within 30 days. No questions asked.

WHO IS ANKUR NAGPAL? +

I'm Ankur Nagpal, founder of Silly Money and an entrepreneur who sold my last business for $250M+. I've learned Solo 401k optimization strategies through my own entrepreneurial journey and now teach these concepts to help other self-employed individuals.

WHAT IS SILLY MONEY? +

Silly Money is an educational platform focused on helping people make smarter financial decisions. We provide educational content about personal finance, taxes, and retirement planning strategies for entrepreneurs, professionals, and anyone looking to optimize their financial life.

DO I NEED SELF-EMPLOYMENT INCOME TO BENEFIT FROM THIS? +

Yes, you need self-employment income to contribute to a Solo 401k. This includes income from freelancing, consulting, single-member LLC profits, or any business where you work for yourself without employees. The course teaches strategies specific to self-employed individuals.

WHAT'S THE POTENTIAL IMPACT IF I MAKE $120,000/YEAR? +

If you're making $120,000 in self-employment income, the strategies in this course could help you contribute up to $45,500 annually to your Solo 401k—that's over 6X more than a traditional IRA. Over 20 years at 7% returns, that difference could potentially be worth over $1.5 million in retirement savings.

WHAT ELSE CAN I BUY FOR $27? +

For $27, you could get a few meals, some coffee, or a book. But none of those will teach you strategies that could help you contribute tens of thousands more to your retirement each year. This course is designed to pay for itself thousands of times over with just one year of optimized contributions.

WHAT INCOME LEVEL BENEFITS MOST FROM A SOLO 401K? +

While anyone with self-employment income can benefit, Solo 401k strategies become increasingly powerful as your income grows. At $85,000+ in self-employment income, you can potentially contribute $40,000+ annually. At $285,000+, you can max out the full $70,000 contribution limit. However, even at lower income levels, the Solo 401k offers significantly more contribution room than traditional IRAs.

INCLUDES A 30-DAY, 100% MONEY-BACK GUARANTEE

If you're not satisfied with the educational content and don't feel you learned valuable Solo 401k strategies, we'll refund you 100% of your purchase. No questions asked.

*Disclaimers: This course is for educational purposes only. Solo 401k contribution limits are subject to income restrictions and IRS regulations. The up to $70k maximum for 2025 includes both employee contributions (up to $23,500) and employer contributions (up to $46,500). Actual contribution amounts depend on income and business structure. Please consult with qualified professionals before making retirement planning decisions.